We Are Your Complete
Get your hands on Free-For-Service and Managed Care that is available for either term or permanent. Although our many plan options differ, they all provide medical, surgical and hospital expenses while most cover prescription drugs and dental coverage.
- Additional purchase options
- Coordination of benefits
- Cost of living adjustment (COLA)
- Residual or partial disability rider
- Return of premium
- Waiver of premium provision
Activities of Daily Living (ADL) sometimes can't be performed by someone who is of old age, has a mental or physical illness or an injury. These instances may require long term care, which is provided at a nursing home, adult day-care center, assisted living facility or at home. Custodial and skilled care are both provided in our long term policies. Short term care is 0 to 14 days while long term is as long as possible.
Choose the policy that caters to your needs.
Is your current
health insurance just
not cutting it?
As previously mentioned, disability insurance is split into 2 categories: short term and long term. Two of its best protection features include the fact that it's both noncancelable and provides guaranteed renewable with the same benefits. However, your insurer has the right to increase the premium at any given time. If you have any questions about our life and health insurance options, know that we provide 24/7 service.